Whether you want to live in the hills of western Maryland or the historic neighborhoods of Baltimore, buying your first house can be intimidating. Knowing where to find the right loan and assistance programs makes the process easier, especially if you have less-than-perfect credit or need help with a down payment.
Home Connection is our first time home buyer initiative. Our mission is to make home ownership available to a larger segment of the community that for various reasons have been unable to gain access. Our goal is to help you turn the American Dream into a reality.
If you’re looking to purchase real estate in the future, realistic goals, sound advice, careful planning and a clear understanding of the costs involved are critical. With the assistance of an Certified Housing Counselor 69% of homeowners obtained a mortgage.
Before you start looking at homeownership, you will need to know how much you can actually spend. The best way to do that is to get pre-qualified for a mortgage. To get pre-qualified, you just need to provide some financial information to our mortgage banker.
Real Estate Agents are important partners when you’re buying or selling a home. Our Real Estate agents can provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be extremely valuable.
Start touring homes in your price range. It might be helpful to take notes on all the homes you visit. You will see a lot of houses! It can be hard to remember everything about them, so you might want to take pictures or video to help you remember each home.